Consolidating debt affects credit
The idea was to give consumers sufficient time to deal with insurance payment delays and other issues.
Despite this change, it’s still unwise to sit back for half a year, hoping your own medical debt will somehow resolve itself.
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You could also be sued and maybe even have your wages garnished, in a worst case scenario.
Tell that person that you “want to pay to the best of my ability,” and be honest about your finances.
For example, you might say “I have ,000 worth of medical debt and another ,000 in student loans, but right now I earn only an hour.”Then suggest one of these solutions: The point isn’t to dodge your obligation, but to be realistic about what you can afford.“Don’t low-ball, thinking you can get a great deal.
Once that promo period ends, regular APR charges will apply.
Can’t negotiate away the interest on your unpaid medical debt?
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After that, make it a priority to repay the personal loan.
I had to live aesthetically as the opposite of what I knew myself to be just to see if i would feel comfortable that way.
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