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In January, daily temperatures in Jeffersonville, on the Ohio River in the south, usually rise from the low 20s F (about –6 °C) into the low 40s F (about 4 °C), while in South Bend, near Lake Michigan in the north, temperatures typically range from the mid-10s F (about −9 °C) to the low 30s F (about −1 °C).
In July, temperatures in both the north and the south normally drop into the mid-60s F (about 17 °C) and rise into the mid- to upper 80s F (28–32 °C) daily.
In the early 19th century Indiana was almost entirely covered with the deciduous hardwood forests common to the eastern United States.
The nonforested portion of the state, primarily in the northwestern corner, consisted of grasslands—an extension into Indiana of the central Great Plains.
Cold air passing over the warmer lake water in fall (October through December) and winter (January through March) induces heavy precipitation, and winter snowfall especially is several times greater than in other parts of the state.
Annual precipitation varies from about 45 inches (1,150 mm) in the south-central region to about 37 inches (940 mm) in the north.
Snow may fall over a six-month period and averages more than 20 inches (510 mm) annually, with the cities along the northern border often reporting more than 100 inches (2,540 mm).
The general slope and drainage pattern is toward the south and southwest, though an almost imperceptible groundswell in the northeast forms a watershed between the St. The Wabash, the Ohio, and the east and west forks of the White River form part of the Mississippi basin. Joseph River meanders into Lake Michigan, while in the east the Maumee flows northeastward into Lake Erie.
The northern half of the state is dotted with many small glacial lakes, including several of the state’s largest.
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Steady growth of agriculture, urban areas, and industry and the consequent pollution have taken a toll on natural life, however.